How to Ensure Construction Site Safety

Jun 17, 2017 by

It can be said that construction sites are some of the most hazardous places. When you think about the fact that workers are constantly in those places, you realize how they can be at serious risk of accidents, injuries, and even deaths.

But according to the website of Hach & Rose, LLP, those who have been hurt in construction accidents may be able to get compensation. In other words, construction companies and other employers should make the effort of ensuring construction site safety, even if a construction site can be inherently hazardous, because they may be held accountable. There are several ways they can do to make sure that everybody is safe while working.

Giving appropriate gears to workers

Before anything else, it is important to give your workers the protections they need, so they can work efficiently without thinking about the risk of accidents and minimize the damage when accidents do occur.

These gears may come in many forms, depending on the situation. They can be hard hats, goggles, gloves, jackets, boots, and many others.

Maintaining equipment to avoid defects and malfunctions

Employers should make sure that the tools, equipment, and heavy machines operated by their workers are without defects and malfunctions. This can be done by proper cleaning, inspecting, repairing, and overall maintaining of these devices.

A single defect and malfunction is enough to cause injury and death, so it must be avoided at all costs.

Marking hazardous equipment and areas

Sometimes, a warning sign is the only thing that separates safety and disaster. Employers and supervisors should make sure that they are setting up cones, markers, and warning signs on things where they are truly needed.

Usually, these things are chemical sites, dangerous equipment and machines, exposed powerlines, natural hazards, and slipping, tripping, and falling hazards.

Organizing the workplace

A disorganized construction site is a lot more dangerous than an orderly one. Falling objects, scattered debris and tools, and unattended holes are just some of the potentially hazardous materials in a disorganized site.

Having everything in their proper places help avoid accidents, because the workers are familiar with their surroundings, avoiding silly accidents such as slipping on a hammer left on the floor.

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Investing in a USCIS–identified Target Employment Area

Mar 7, 2017 by

In 1990, the United States Congress created the EB-5 Visa Program to boost the U.S. nation’s economy through job creation by allowing wealthy foreign nationals to seek lawful permanent residency in exchange for capital investment. The program, also called the Immigrant Investor Program, requires a minimum $1,000,000 investment into a qualified U.S. business, which would create or save 10 U.S. jobs. An EB-5 investment of $500,000 is also allowed if the business is located in a Target Employment Area (TEA). An area is considered a TEA if, at the time of the investment, the area is a rural area with a population of less than 20,000 people or it is suffering from high unemployment of at least 150% of the national average.

Regardless of the form of investment made, an investor’s main visa commitment is the creation of at least 10 full-time U.S. jobs. At the end of his/her two-year conditional residency, the U.S. Citizenship and Immigration Services (USCIS) will evaluate his/her business and determine if he/she has invested the full amount of capital, and created the required number of jobs. Fulfillment of the terms of the visa will allow an investor to apply for the removal of the conditions on his/her visa and enjoy unrestricted access to the U.S.

While investors may freely choose to which type of investment they want to put in their money, many of those who have already obtained permanent residency through this endeavor advise on making the investment in a Regional Center for the following reasons:

  • Investing in an EB-5 Regional Center costs lower;
  • Ensuring that the “create 10 jobs” requirement is met becomes the responsibility of the EB-5 Regional Center;
  • By choosing a more stable and well run Regional Center, meeting the “create 10 jobs” requirement becomes more certain and faster; and,
  • Allows the investor to do something else, such as practice his or her real profession.

The EB-5 Program sets no minimum requirements for age, education, employment experience or English proficiency plus, once a potential investor’s proposal gets approved, he/she, with his/her spouse and unmarried children below 21 years old will receive a conditional Green Card, making them conditional permanent residents in the U.S. Despite the conditions, the investor and his/her family can enjoy many privileges, like getting employed, attending schools, and have residence anywhere.

Many applications for an EB-5 visa or for the removal of the conditions on the visa are denied the first time they are reviewed because of a lack of sufficient evidence to support a beneficiary’s application. For this reason, any Russian-speaking business immigration attorney would advise that an investor consult with an immigration attorney with whom he/she can work with and trust.

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Some Facts about Long-term Disability

Sep 25, 2016 by

If an employed individual unexpectedly suffers from a disabling injury or a lengthy illness, his/her source of immediate, but temporary finances, is his/her employer-provided short term disability benefits; payment of this usually lasts from one to four months. During this time, it is expected that he/she has received his/her policy’s maximum coverage amount, has reached the time limit specified in his/her policy, or has recovered. If, however, his/her disabling condition continues despite having reached the time limit of his/her policy, then his/her long-term disability benefits will kick in.

Long-term disability (LTD) insurance starts paying after the short-term disability insurance ends. With the exception of a few large companies, but long-term disability insurance is not always provided by employers; this makes it necessary for employees to buy this type of coverage on their own.

A long-term disability insurance policy costs more than a short-term disability insurance policy. Despite its higher cost, it is definitely worth it, considering the fact that it pays an amount that is higher than a short-term policy plus it covers periods from a couple of years to age 65 (there are some policies, depending on its type, which will cover the policy holder until he/she recovers or for the rest of his/her life).

LTD policies are classified as either “group” plans, which are employer-sponsored, or individual plans, which are bought by employees on their own. If an employee has access to his/her employer-sponsored long-term disability insurance, then he/she may be able to convert a group long-term disability policy into a private long-term disability policy.

Qualifying for LTD benefits, by the way, depends if a claimant’s disability falls within the definition of disability that is stated in his/her policy. To start with, “disability” falls under two categories: the “own-occ” or own occupation policy; and, the “any-occ” or any occupation policy.

The “own-occ” policy refers to a person’s inability to perform the duties of his/her own job, while the “any-occ” policy means his/her inability perform any job that fits his/her education and experience. An “own-occ” policy usually switches to an “any-occ” policy after 24 months. If, after 24 months of receiving benefits, an insurer finds that a beneficiary’s condition has improved, then his/her disability benefits may be terminated.

Prior to receiving LTD benefits, there is an elimination or waiting period (just like in short-term disability benefits). The waiting period in short-term policies is 0 to 14 days; in long-term policies, this waiting period lasts from 30 to 720 days, though a 90-day waiting period is most common.

In its website, the Hankey Law Office explains that when a disability impairs a person’s ability to work, he/she may be in need of immediate financial support. Although he/she can apply for long-term disability on his/her own, having a long term disability attorney to help him/her can be advantageous in recovering the benefits he/she may be entitled to receive without delay or other issues.

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Taking Risperdal? Know the Possible Harm this Drug May Cause You

May 25, 2016 by

In 1994, the U.S. Food and Drug Administration approved the use of the prescription oral drug Risperdal by children with symptoms of irritability due to autism, and by those suffering from bipolar disorder, schizoaffective disorder and schizophrenia. Risperdal was developed in 1992 by Janssen-Cilag Limited, a subsidiary of Johnson & Johnson.

The drug, which is also known under the (brand) names Risperdal Consta and Risperdal M-Tab, or under the (generic) name Risperidone, contains an atypical or second-generation anti-psychotic element called risperidone (same as the drug’s generic ID). It works by blocking the nerve receptors in the brain to alter incidences of abnormal brain communication (these incidences are what actually cause psychotic attacks).

Due to its effectivity (as well as safety, as claimed by its developer), Risperdal immediately became popular so that, by the end of October 2011, more than 10 million patients were already prescribed with it by doctors all across the U.S.

In 2003, however, studies made of Risperdal showed that the drug could cause severe and, sometimes, fatal side-effects. In fact, 16 deaths and as many as 37 stroke-related occurrences were linked to the drug, plus a list of other side-effects, which includes: increased death rate in the elderly suffering from dementia; heart attack; pituitary tumors (the abnormal growth of cells in the pituitary gland); arrhythmia (irregular or abnormal heart beat); galactorrhea (inappropriate or excessive production of milk); neuroleptic malignant syndrome or NMS (a deadly neurological disorder that is caused by an adverse reaction to antipsychotic drugs); pancreatitis (or inflammation of the pancreas); hyperglycemia or high blood sugar; diabetes; suicide or suicidal thoughts; cellulitis; neutropenia; rapid and extreme weight gain; and, sexual dysfunction.

On the website of Williams Kherkher, it is mentioned that doctors have also prescribed Risperdal for unapproved uses, with some users having experienced serious and unexpected side effects. For male patients, specifically, besides the risk of suffering any of the other side-effects mentioned above, they are also in danger of developing a condition called gynecomastia, which is the enlargement of the male breast tissue.

The health risks resulting from the use of Risperdal, which could very well be a case of negligence, continues to threaten the safety of every individual in the U.S. Though no harm may be intended by the drug’s developer, the potentially life-threatening effects that the drug can cause is more than enough reason for affected patients to pursue legal action for the possible compensation they can claim due to all the harm and losses they have been made to suffer.

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Negligence: The Major Cause of Motorcycle Accidents

May 24, 2016 by

Motorcycles are excellent means of transportation, but as it continues to become famous to so many more individuals, it cannot be denied that the number of those whose lives are placed in danger also increases.

Due to the lack in body protection, the possibility of sustaining serious injuries is very high among motorcycle riders. Compared to a car or any other motor vehicle which is built with a frame that would shield a driver from the force of impact in the event of collision, or which is equipped with modern safety devices, such as seat belts and airbags, the only source of protection for a motorcycle rider are his or her padded pants and jacket, and helmet which should comply with the standard of safety set by the U.S. Department of Transportation for more guaranteed protection.

In 2012, the National Highway Traffic Safety Administration (NHTSA) recorded 112,000 motorcycle accidents; 93,000 of these accidents resulted to serious injuries, while 4,957 were fatal. The leading cause of fatal motorcycle accident is head-on collision and the faster the speed of the other motor vehicle and/or the motorcycle, the higher the possibility of a fatal accident; failure to wear the DOT-recommended head gear, on the other hand, is the leading contributory factor to rider death. Many non-fatal accidents, meanwhile, result to amputated limb/s, head or neck injury, brain injury, or spinal cord injury, some of which lead to permanent disability.

The one sad reality about motorcycle accidents is the fact that majority of these are actually due to the negligence or carelessness of others. According to the website of Ali Mokarram, physical and emotional pains, as well as financial problems due to the cost of medical treatment and lost wages are among the devastating effects suffered by an innocent motorcycle riders who are injured in accidents.

Acts of negligence or carelessness, as explained by the law firm Karlin, Fleisher & Falkenberg, LLC, can be committed through so many ways. Some of these include: motorcycle defects, which is the fault of the manufacturer; road defects, which may be blamed on the contractors or the local government; drunk driving; reckless driving; distracted driving; overspeeding; aggressive driving; or, driving too fast despite poor road condition.

Negligent acts can be dispelled through simple diligence, making these totally preventable acts. Due to this, motorcycle riders are allowed under the tort law to pursue legal actions against the liable party to seek compensation for whatever present and future damages their injuries may result to.

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